Delta Dental – Virginia Beach, VA
Learn More About the Benefits of Delta Dental
Your oral health and overall wellness are closely connected, which means healthy teeth and gums are important. Brushing and flossing alone won't keep your mouth healthy. The American Dental Association also recommends regular dental care. However, many Americans delay routine appointments because of cost concerns, but you have dental insurance, so there's no reason to worry. Your Delta Dental dentist in Virginia Beach will help you maximize your coverage to invest in optimal oral health for minimal out-of-pocket costs.
Delta Dental Coverage Availability & Fees
Delta Dental is a nationwide provider of comprehensive dental plans for families and individuals. Your premiums give you access to a network of dental professionals to keep your mouth healthy for reduced rates. Every policy differs, but most plans include:
- 100% of preventive dental services
- 80% of basic dental work
- 50% of major dental services
Dental insurance focuses on prevention to stop common oral health issues from occurring in the first place, which is why you should have a cleaning and checkup every 6 months. Researchers have found that $1 of preventive dental care can prevent up to $50 of emergency fees. You can visit your dentist every 6 months for a co-payment.
If your dentist finds anything concerning, you don't have to worry about a large bill. After meeting your deductible, your dental insurance will pay up to 80% of the expenses for medically necessary services. You can use your annual allowance to offset the amount you will pay out-of-pocket.
Delta Dental recommends choosing a dentist in their network to benefit from more coverage. However, you can still use your insurance at an out-of-network dentist to enjoy more freedom when choosing dental services. You'll be responsible for the difference between your insurance's allowable amount and the dentist's fees. Our office is proud to accept both in-network and out-of-network patients.
Your dental coverage doesn't last forever. Your benefits reset at the end of the year and nothing will carry over. You will lose anything you don't use and you aren't reimbursed for your premiums or deductibles. On average, less than 3% of Americans meet or exceed their annual limits. We don't want to see you throw money away that could have been spent on your oral health.
Meet the Team
Dental insurance in Virginia Beach can be confusing, but we are here to help. Our dental team will work on your behalf with Delta Dental to maximize your coverage. We will explain how your benefits are being used to pay for your treatments and discuss your payment options for any remaining balance. We will help you find the financial solutions you need to keep a healthy smile affordable. Request an appointment through our website or call our office at (757) 394-8233.